Dubai - Arabstoday
Dubai Islamic Bank (DIB) for the first quarter of 2012 reported a net profit of Dhs245 million, an increase of 11 per cent compared to Dhs222 million in the corresponding period of 2011. Total revenue earned during this quarter was Dhs 1.23 billion compared to Dhs1.28 billion in the first quarter of 2011. As of March 31, 2012, the bank’s total assets stood at Dhs92.5 billion. On the same date, customer deposits stood at Dhs68.1 billion, an increase of 5 per cent compared with Dhs64.7 billion as of December 31, 2011. The bank’s core business continued to grow in the first quarter of 2012, with income from financing and investing assets and investment sukuks increasing by 2 per cent. DIB maintained a financing-to-deposit ratio of 77 per cent as of March 31, 2012, providing a clear indication of the bank’s strong liquidity position. The bank also reported a robust Basel II capital adequacy ratio of 18.2 per cent as of March 31, 2012. DIB continued to strengthen its balance sheet with additional provisions of Dhs 299 million during the first quarter of 2012. “DIB’s strong start to the year is testament to the bank’s proven business model, robust liquidity position and stable funding base,” said His Excellency Mohammed Ibrahim Al Shaibani, Director-General of His Highness The Ruler’s Court of Dubai and Chairman of Dubai Islamic Bank. “The recent repayment in full of a $750 million five-year Sukuk further underlines the bank’s financial strength, and positions DIB to continue playing a full and active role in the on-going economic development of the UAE.”