State and federal regulators closed two banks in Georgia and one in Florida, Kansas and Illinois this week. The Royal Bank of Florida of Naples, Fla., Georgia Trust Bank of Buford, Ga., First Cherokee State Bank of Woodstock, Ga., Heartland Bank of Leawood, Kan., and the Second Federal Savings and Loan Association of Chicago were all shuttered, The Street Reported Saturday. The Federal Deposit Insurance Corp. said the Royal Bank of Florida with $87 million in total assets and $85.1 million in total deposits was sold to the First National Bank of the Gulf Coast, also of Naples, Fla. The FDIC sold the Georgia Trust Bank -- $119.8 million in assets and $117.4 million in deposits -- to Community & Southern Bank of Atlanta. Community & Southern Bank of Atlanta also bought First Cherokee State Bank with its $222.7 million in assets and $193.3 million in deposits. The FDIC said Heartland Bank -- $110.0 million in assets and $102.6 million in deposits -- was sold to Metcalf Bank of Lees Summit, Mo. Hinsdale Bank & Trust Co. of Hinsdale, Ill. bought the deposits from Second Federal Savings and Loan Association of Chicago -- $199.1 million in assets and $175.9 million in deposits. Hinsdale Bank also purchased $14.2 million of the savings and loan association\'s assets. The five closed firms make a total of 38 bank failures for the year, The Street reported. The FDIC said the five closures would cost its deposit insurance fund a total of $151.3 million.